What is it?
SpecialCareSM is a program that provides access to information, from what you need to know in order to provide the best care to your loved one, to how to manage the needs of yourself and other family members. For example, you’ll learn why accepting a generous financial gift from a loving grandparent may not be in their best interest, and why disinheriting your child with special needs might be the right thing to do.
Who Needs it?
If you are caring for a person with a disability or other special need-a spouse, a child, sibling, dependent parent or other relative or friend-you should consider our SpecialCareSM program. The SpecialCareSM program, developed exclusively by Massachusetts Mutual Life Insurance Company (MassMutual), is an innovative outreach initiative that provides access to information, specialists, and financial products and services that can help improve the quality of life for people with disabilities and other special needs and their families and caregivers.
What is Covered?
The SpecialCareSM program takes a team approach to help ensure proper life care planning for the future of a person with a disability or other special need. A Special Care Planner* works with you and your professional advisors-your banker, accountant or financial planner, lawyer, social workers and health care providers-to review your financial picture and offer options that make sense for your situation.
*The Special Care Planner receives advanced training and information in estate and tax planning concepts, special needs trusts, government programs, and the emotional dynamics of working with people with disabilities and other special needs and their families. The certificate program is offered by The American College in Bryn Mawr, PA, exclusively for MassMutual Financial Services Representatives.